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The new home loan process can seem to be a big task at first. New Home Mortgage Corp has streamlined the mortgage application to make the loan process go smoothly. With our quick home loan pre-qualification you will have an answer in no time. At any point you have question give us a call and we can help you through. |
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Complete and submit a 15-minute online or phone application, providing information about your home and finances. Our checklist will tell you what you will need to have handy. |
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1. Apply |
2. Review |
3. Approve |
4. Verify |
5. Close |
Complete and submit a 15-minute online or phone application |
We call you with a quick decision |
We calculate your best loan options Our home loan advisor answers your questions We send you initial disclosures |
You provide written verification We arrange an appraisal |
You sign closing documents
We disburse your funds |
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Apply Now
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1. Apply:
Complete and submit a 15-minute online or phone application, providing information about your home and finances |
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2. Review:
We will review your application and call you with a quick decision, often within 15 minutes. |
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3. Approve:
If your application is approved (pending verification of the information you submitted), we'll calculate the loan amount to suit your needs and prepare a product comparison so you can select the best loan for you. This usually takes about 20 minutes. Initial disclosures for the loan will also be sent at this time. |
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4. Verify:
We'll then assign you a loan advisor, who is accessible by e-mail or phone. The advisor will contact you, often to answer any questions. You provide us with written verification (e.g., pay stubs, tax returns) of the information you submitted in your application. We'll then order an appraisal of your home and prepare your loan for closing. An appraisal fee of $375 will be due and can be paid via check, paypal or credit card. |
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5. Close:
You will have an appointment at a title company. Depending on the loan type, the title company is picked for you and can be as convenient as in our own office at the Galleria. If your loan requires to be mailed out, you will need to sign in front of a Notary Public. The closing documents are returned to us by the notary so we can disburse your funds. The funds are sent by FedEx or wired. |
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